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eligible vehicles 
financing requirements

  • Leasing can be utilized for many scenario's.  
  • Heavy Equipment.
  • High end vehicles.
  • Additional Tax write off capabilities.
  • Recycle your vehicle on shorter terms without huge losses.



  • Age of vehicle must be 10 years old or newer (some Exceptions Apply)
  • kilometers must be 180000 or less. (Some Exceptions Apply)
  • Vehicle must be Sold certified and E Tested.
  • Vehicle can not be "Branded" as "Salvage or "Rebuilt"




Our goal at J.M. Financial Services, is to establish a long term relationship with you and help serve you for many years moving forward in the right direction.  Our top priority is to provide you with safe and reliable transportation.   But most importantly, we will assist you in establishing and or re-establishing your credit and help you get to a position to where you are able to live the life you always wanted.  Follow our advice along with way and you will achieve something that you may have thought to not be possible.


J.M. Financial Services has over 40 years of experience within its group of companies that we work with. Our Goal is to provide the best possible rates and terms that are available to you.  We have such strong relationships with our lenders that we often get applications approved with the same lenders that already declined you.  It just has to be presented with the right vehicle and terms that will satisfy the lenders concerns. Lastly, we help educate you on what is needed to improve your credit and put yourself in a better position for tomorrow.  

  • Boats, RV's, Motorcycles
  • Terms up to 25 years for financing depending on the model year.
  • Flexible payment options.
  • Approvals within 24 hours.
  • Good credit applicants only for Boats and RV's
  • All credit accepted for Motorcycles.



  • Full Time Employment
  • Minimum income of $2250 per month.
  • Must have 2 Pieces of ID
  • Proof of income.(Bank statements are accepted)
  • Canadian Resident
  • Must be able to obtain full insurance coverage.

boats, rv's and motorcycles

1. Do I have to be a Canadian Citizen in order to qualify for financing or leasing?

 No but you must provide proof that you are a Canadian resident and you are here legally.

2.  Do I have to have a down payment to buy a vehicle.  

In most cases you will not need one but the vehicle you select will have an impact on that.

3.  Do I get to Select my own vehicle?

We have numerous connections to dealers as well as the auctions so we often can locate a vehicle for you once we have an approval.  You can find your own vehicles but additional fees will apply for inspections and history reports.

4.  I was already turned down at other dealers, how is this going to be different?

We have exceptionally strong relationships with many traditional and private lenders. Our Expert staff will work with you in selecting the "right vehicle" that will suit both your needs and the lenders preferences.

 Financing for Automobiles, Boats, Motorcycles, ATVs, RVs, Motorhomes, and more.


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